Personal injury attorneys often advise their clients not to speak with insurance adjusters alone. This advice is based on years of experience dealing with insurance companies and understanding the tactics they employ to reduce or deny claims.
Insurance adjusters are trained professionals who work for the insurance company. Their primary responsibility is to protect the financial interests of their employer, which means minimizing payouts as much as possible. They do this by gathering information from claimants and using it against them in ways that can lead to lower settlement offers.
When an individual files a personal injury claim, one of the first calls they receive may be from an insurance adjuster. The adjuster might appear friendly and sympathetic, giving the impression that they are there to help resolve the claim quickly and fairly. However, this perceived friendliness can be misleading because their ultimate goal is not necessarily aligned with what’s best for you.
Adjusters are skilled at asking leading questions designed to elicit responses that could potentially harm your case. For instance, they may ask you about your injuries before you’ve had a chance to fully understand them yourself or before all symptoms have manifested themselves. If you provide incomplete or inaccurate information about your injuries and then later need additional medical treatment related directly to those injuries, it could make it harder for you to recover compensation for those treatments.
Moreover, anything you say during these conversations can be used against you later on in legal proceedings. Even seemingly innocent statements can be twisted out of context and presented in a way that undermines your credibility or suggests that your injuries aren’t as serious as claimed.
Another tactic employed by some insurance adjusters involves pressuring victims into accepting quick settlements before they know the full extent of their damages or losses. These initial offers are often much lower than what victims deserve but once accepted; it becomes nearly impossible to pursue further compensation even if future expenses arise related directly from the accident or incident.
Therefore, having a personal injury attorney present when speaking with an insurance adjuster can protect your rights and interests. An experienced attorney understands the tactics employed by adjusters and knows how to respond appropriately without jeopardizing your claim.
In conclusion, while it might seem like a simple conversation, speaking with an insurance adjuster alone can have serious implications on your personal injury claim. To ensure you receive fair compensation for your injuries and losses, it’s crucial to heed the advice of personal injury attorneys and avoid direct communication with insurance adjusters unless represented by legal counsel.
Munley Law Personal Injury Attorneys
27 N 6th St, Stroudsburg, PA 18360
15703384494
